• Skip to primary navigation
  • Skip to main content
  • Skip to footer
JBLB Insurance Group

JBLB Insurance Group

Homeowners Insurance in Platte City, MO

  • HOME
  • ABOUT
  • FAQ
  • BLOG
  • CONTACT
  • START A QUOTE

Coverage For Property in Storage

By Brandon Tritten

34 Days of Homeowners Insurance
Day 023 | Coverage For Property in Storage

What do you have storage?

Maybe some furniture, a refrigerator, boxes of paperwork, and a Farrah Fawcett poster?

Or possibly you have a ’69 Pontiac GTO in a storage unit down the road?

Whether your moving or freeing up some space at home, your insurance will provide you limited coverage for items in storage.

First Off, What Are You Storing?

If you’re storing everyday items, then you will have some limited coverage. By limited I mean, if you have $200,000 of contents coverage on your homeowners policy, 10% of that would extend to your items in a storage unit.

That’s what most home insurance companies will offer.

What About My Pontiac?

If you’re storing an auto, motorcycle or ATV – they won’t be covered under your homeowners insurance. You would need an auto or recreational vehicle policy (for an ATV)

The same is true if you’re storing and collectibles (whether at home or in a storage unit) you may want a separate policy if the items are of significant value.

What’s Covered?

Coverage is generally limited to theft, fire, and wind.

Earthquake, flood, and mold are not covered.

34 Days of Homeowners Insurance

Filed Under: Homeowners Insurance Tagged With: 34 Days of Homeowners Insurance, Homeowners Insurance, Personal Property, Property in Storage

About Brandon Tritten

When not working, you can catch Brandon running, biking, or watching Cardinals baseball with his wife.

Footer

JBLB Insurance Group

233 Main St
Platte City, MO 64079

  816.858.3000
  Text: 816.312.4420 This phone number will not accept pictures via text message. You may email pictures to tawnya@jblbinsurance.com.
Email Us

What We Do
Discover Platte City
Moving to Platte City
Blog
Get a Proposal

JBLB Insurance Group
  • Facebook
  • Instagram
  • LinkedIn
  • Phone
  • YouTube

Copyright © 2022 · JBLB Insurance Group · Terms & Conditions · Privacy Policy