34 Days of Homeowners Insurance
Day 025 | Is My Golf Cart Covered by Homeowners Insurance?
Do enjoy taking a spin around town on your golf cart?
Maybe you pull a banner each year in the local parade with your golf cart?
What’s the worst that could happen on a golf cart?
According to the American Journal of Preventive Medicine, between 1990 and 2006 there were over 147,000 injuries on golf carts.
Golf cart accidents happen.
What happens if your passenger falls off, gets hurt, and you’re to blame?
Your auto insurance doesn’t provide coverage while driving a golf cart.
Your homeowners insurance will provide liability coverage to you if you’re driving the golf cart on your property.
But once you leave your property, there is a good chance you’re not covered.
For coverage to extend, you will need to add an endorsement to your homeowners insurance or purchase a separate policy.